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Deducting Job Search Expenses In this economy, many individuals are looking for jobs and will likely incur some expenses along the way. Fortunately, some job-hunting expenses can be deducted on your tax return.   Borrowing from Retirement Plans If you are unable (or prefer not) to borrow from a bank or other outside source, your qualified retirement plan may be a good option. IRS guidelines permit a limited amount of borrowing from corporate qualified retirement plans, including 401(k) plans.   Assisting Grandchildren with College Costs Contributing to a Section 529 college savings program is a great way for grandparents to help their grandchildren pay for college.